Terms of Service

Last Updated: 05/26/2025

These Terms of Service (“Terms”) govern your access to and use of the website operated by JAM Benefits, LLC (“JAM Benefits,” “we,” “us,” or “our”) located at https://www.jambenefits.co (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Site.

1. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any way that violates applicable federal, state, local, or international law or regulation.

• To impersonate or attempt to impersonate JAM Benefits, a JAM Benefits employee, another user, or any other person or entity.

• To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which may harm JAM Benefits or users of the Site.

• To transmit any advertising or promotional materials without our prior written consent, including any “junk mail,” “chain letter,” “spam,” or other solicitation.

• To attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Site, the server on which it is stored, or any server, computer, or database connected to the Site.

We reserve the right to terminate or restrict your access to the Site if we believe you are violating these Terms or any applicable law.

2. Intellectual Property

The Site and all content, features, and functionality (including but not limited to text, graphics, logos, icons, images, videos, software, and code) are the exclusive property of JAM Benefits or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may view and use the Site for your personal or internal business purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from the Site without our prior written permission, except as expressly permitted under these Terms.

3. No Legal or Tax Advice

The information provided on the Site is for general informational purposes only and does not constitute legal, tax, investment, or other professional advice. You should consult with a qualified attorney, accountant, or other appropriate professional before making any decisions based on the content of the Site.

Use of or access to the Site does not create any client, fiduciary, or professional relationship between you and JAM Benefits unless and until a separate written agreement is executed.

4. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Site, you consent to our collection and use of your information as described in our Privacy Policy.

5. Third-Party Links and Services

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by JAM Benefits. These links are provided solely for your convenience.

We do not endorse or assume any responsibility for the content, privacy practices, or terms of use of any third-party websites. Accessing any such third-party resources is at your own risk.

6. Disclaimers

The Site is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Site will be error-free, uninterrupted, secure, or free from viruses or other harmful components. We disclaim all liability arising from your reliance on any content or information provided on the Site.

7. Limitation of Liability

To the fullest extent permitted by applicable law, JAM Benefits and its officers, directors, employees, agents, affiliates, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) the Site;

• Any conduct or content of any third party on the Site;

• Any content obtained from the Site; or

• Unauthorized access, use, or alteration of your transmissions or content.

This limitation applies regardless of the legal theory, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless JAM Benefits and its affiliates, licensors, and service providers, as well as its and their respective officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. You agree that any legal action or proceeding arising under these Terms or relating to your use of the Site shall be brought exclusively in the state or federal courts located in Travis County, Texas, and you consent to the jurisdiction of such courts.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. All changes are effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

11. Termination

We may suspend or terminate your access to the Site at any time, without notice or liability, for any reason, including if we believe you have violated these Terms. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, disclaimers, indemnity, and limitations of liability.

12. Contact Information

If you have any questions about these Terms, please contact:

JAM Benefits, LLC
Email: support@jambenefits.co
Website: https://www.jambenefits.co