privacy policy

Privacy Policy


Last Updated: 05/26/2025

JAM Benefits, LLC ("JAM Benefits," "we," "our," or "us") is committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect personal data through our website, https://www.jambenefits.co (the "Site").

By accessing or using the Site, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the Site.

1. Information We Collect

We may collect the following categories of information:

a. Personal Information

Provided voluntarily through web forms, email, or phone, including:

  • Full name

  • Email address

  • Phone number

  • Company name

  • Any other personal information submitted in your inquiry

b. Technical and Usage Information

Automatically collected via cookies and analytics tools:

  • IP address

  • Browser type and version

  • Operating system

  • Referring/exit pages

  • Device identifiers

  • Usage data

c. Business and Health-Related Information

If you are a client or prospective client in the health insurance or benefits space, we may collect:

  • Business data relevant to your insurance needs

  • Limited health-related information as it pertains to benefits administration or inquiries

Note: We do not knowingly collect personal data from individuals under 13 years of age. If you believe we have inadvertently collected data from a child, please contact us and we will promptly delete it.

2. How We Use Your Information

We may use your information to:

  • Respond to inquiries or provide services you request

  • Deliver relevant information about JAM Benefits' services

  • Improve the functionality, security, and performance of the Site

  • Comply with legal obligations

We do not sell your personal information to third parties for their marketing purposes.

3. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Improve site performance and user experience

  • Analyze traffic patterns and usage trends

  • Customize content and communications

You may manage cookies through your browser settings. Disabling cookies may affect certain features of the Site.

4. Disclosure of Information

We may share your information with third parties only under the following limited circumstances:

  • Service Providers: Vendors and contractors who assist in delivering our services (e.g., IT, analytics, email platforms)

  • Legal Requirements: To comply with a subpoena, court order, or applicable law

  • Business Transfers: In connection with a merger, acquisition, or sale of JAM Benefits or its assets

5. Data Security

We implement administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, loss, misuse, or alteration. While we strive to use commercially acceptable means to protect your data, no system is 100% secure.

6. Your Rights and Choices

You may have the right to:

  • Request access to or a copy of your personal data

  • Request correction or deletion of your data

  • Opt out of marketing communications

To exercise these rights, please contact us at [josh@jambenefits.co].

7. Third-Party Websites

The Site may contain links to third-party websites. We are not responsible for the content or privacy practices of those third parties. Please review their privacy policies before submitting any personal data.

8. Children’s Privacy

This Site is not directed to children under 13. We do not knowingly collect information from children under this age.

9. Additional Disclosures

a. California Residents – CCPA Notice

If you are a California resident, the California Consumer Privacy Act (CCPA) may provide you with additional rights, including:

  • Right to Know: You may request details about the categories and specific pieces of personal information we have collected about you.

  • Right to Delete: You may request deletion of your personal information, subject to legal exceptions.

  • Right to Opt-Out: We do not sell personal information, but if we did, you would have the right to opt out of the sale.

  • Non-Discrimination: You have the right not to receive discriminatory treatment for exercising your CCPA rights.

To make a CCPA-related request, please contact us at [josh@jambenefits.co] and include “CCPA Request” in the subject line.

We may need to verify your identity before fulfilling your request.

b. HIPAA Compliance Statement

While JAM Benefits is not a "Covered Entity" under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), we may work with employers and insurance providers that are. In such cases, we may handle Protected Health Information (PHI) in our role as a Business Associate and are committed to complying with applicable HIPAA regulations.

We take appropriate administrative, technical, and physical measures to:

  • Safeguard PHI

  • Maintain confidentiality and integrity

  • Prevent unauthorized use or disclosure

If we serve as a Business Associate, we will enter into a Business Associate Agreement (BAA) as required by HIPAA.

10. Changes to This Privacy Policy

We may update this Privacy Policy at any time. If we make material changes, we will notify you by updating the "Last Updated" date above. Your continued use of the Site constitutes your acceptance of the revised Privacy Policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact:

JAM Benefits, LLC
Email: support@jambenefits.co
Website: https://www.jambenefits.co