Why We Started JAM Benefits

Written By josh alperin

“Benefits shouldn’t be confusing, outdated, or out of reach.”
— The JAM Benefits Team

WE’VE SEEN IT FIRSTHAND

Rising costs. Disconnected employees. Limited options. Uncertain times.

For small and midsize businesses, offering meaningful benefits has never been more important—or more complicated. We’ve watched employers struggle to balance what’s best for their people with what’s possible for their budgets. We’ve seen teams feel frustrated with limited coverage, high deductibles, and little support. And we’ve experienced how outdated the traditional benefits process can feel from both sides of the table.

THE SYSTEM WASN’T BUILT FOR TODAY

The truth is, the benefits world hasn’t kept up. While everything else about work is changing—how we hire, how we communicate, how we care for employees—the model for offering health and wellness benefits looks a lot like it did 20 years ago.

We knew businesses deserved more flexibility, more transparency, and more strategic guidance. So we decided to build it ourselves.

“There’s no one-size-fits-all anymore—and there never really was.”

SO WE BUILT JAM BENEFITS

JAM Benefits was founded to bring a modern, strategic approach to employee benefits—one that’s built around the unique needs of small and midsize businesses.

We’re not tied to one model or one carrier. We bring experience and creativity to the table to help our clients explore options like fully insured plans, level funding, ICHRA, PEOs, Direct Primary Care, and more.

We listen first. We simplify the complex. We focus on what’s right for each client—not what’s easiest to sell.

We believe every employer should be able to offer high-quality benefits their team actually values—and we’re here to help make that happen.

LET’S REDEFINE WHAT BENEFITS CAN BE

Whether you're just starting to explore your options or you're ready to rethink your entire strategy, we're here to guide you with real insights, trusted expertise, and a refreshingly human approach.

We're building something different—and we're just getting started.

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